Most scams can be foiled by those who are prepared

Posted: Jan. 8, 2019 11:00 am

To The Herald-Whig:

Several scam reports in The Herald-Whig, on the TV and our experiences has prompted me to write a letter to the editor.

Never give a caller your personal information such as Social Security number, bank account number, security code, etc. If it is a valid request for information, it will be in the form of a letter in a postage paid envelope with a postage paid envelope for your reply.

The second thing to do is get a caller ID from your phone company. Keep a list from all who call you. If you don't record the caller's name or phone number, hang up now. An answering system on the phone line has greatly reduced the number of phishing calls trying to get information to be used later. All of our children and grandchildren are on a caller list in our cell phone.

If it is a grandchild calling, ask for their middle name and have them spell it. Ask for a mother's or father's or your own middle name. If they don't remember, hang up, it is a scam.

If you trust a call, you should still verify it. Call them on your cell phone or landline, even at work. If they are not there a coworker will call them and you will get a reply in minutes, asking what is going on.

Never use a credit card or unsecured card to send money.

Give every member of your family a code for them to give you if they have to call you.

Our family employs most, if not all, of the above steps.

If you get a phone number of a scammer, contact the local police, file a report and be willing to go to court to put them in prison. Then be willing to put a tracer on all incoming calls so they can verify who is calling. That will stop most, if not all, such calls.

A recent report has stated that over 50 percent of the calls you receive are a scam or phising for personal information. Enough said.

Norman Schaller